We Offer The Best Small Business Loan Alternative Online - Get Funded in 24-48 Hours
Think You Need a Small Business Loan?
Think Again
Traditional Small Business loans can take weeks, require perfect credit, and lock you into fixed monthly payments. FundKite helps small businesses access capital faster through revenue-based funding — where repayment adjusts automatically with your sales.
You can get approved as fast as 4 hours or less and receive funds within 24-48 hours, giving you the speed and flexibility your business needs to stay competitive.
When your business grows, your payments grow — when it slows, they shrink. That’s real flexibility.
Speak to Funding Expert:
Speak to a Funding Expert in 3-5 Min Max
Think You Need a Small Business Loan? Think Again
Traditional Small Business loans can take weeks, require perfect credit, and lock you into fixed monthly payments. FundKite helps small businesses access capital faster through revenue-based funding — where repayment adjusts automatically with your sales.
You can get approved as fast as 4 hours or less and receive funds within 24-48 hours, giving you the speed and flexibility your business needs to stay competitive.
When your business grows, your payments grow — when it slows, they shrink. That’s real flexibility.
Speak to Funding Expert:
As Featured In:
Online Funding That Fits Your Schedule
Everything happens online — from application to approval to funding. You can apply in minutes, get approved in hours, and receive your funds within a day. FundKite makes it simple to keep your business moving without interruptions.
Questions about eligibility or repayment? Check our FAQs below
Small Business Equipment Loan Alternative With Faster Funding - Revenue Based Funding
Need to purchase equipment or upgrade technology? Our revenue-based funding options let you invest in growth without tying up cashflow. You’ll stay competitive and ready for new opportunities and can get your funds within 24-48 hours.
Speak to Funding Expert:
Small Business Loan vs. Revenue-Based Business Funding
| Traditional Small Business Loan | Revenue-Based Funding with FundKite |
|---|---|
| Weeks to approval | As fast as 4-hour approvals |
| Fixed monthly payments | Payments based on revenue |
| High credit requirements | 550+ credit scores considered |
| Collateral required | No collateral needed |
| One-size-fits-all terms | Custom offers for each business |
Small Business Loan vs. Revenue-Based Business Funding
There’s no comparison. Revenue-based business funding allows Small Business owners to qualify quickly without collateral or endless documentation.
| Traditional Small Business Loan | Revenue-Based Funding with FundKite |
|---|---|
| Weeks to approval | As fast as 4-hour approvals |
| Fixed monthly payments | Payments based on revenue |
| High credit requirements | 550+ credit scores considered |
| Collateral required | No collateral needed |
| One-size-fits-all terms | Custom offers for each business |
FundKite’s Small Business loan alternatives give you freedom…not friction.
Speak to Funding Expert:
Looking for a Small Business Funding?
Traditional Small Business loans can take weeks, require perfect credit, and lock you into fixed monthly payments. FundKite helps small businesses access capital faster through revenue-based funding — where repayment adjusts automatically with your sales.
You can get approved as fast as 4 hours or less and receive funds within 24-48 hours, giving you the speed and flexibility your business needs to stay competitive.
When your business grows, your payments grow — when it slows, they shrink. That’s real flexibility.
- Bridge short-term cashflow gaps
- Purchase inventory or equipment
- Hire new staff or expand locations
- Handle unexpected expenses
Learn how it all works on our How It Works page.
Speak to Funding Expert:
Qualify for a Revenue-Based Funding Faster Than A Traditional Small Business Loan
If your business meets these simple requirements, you may qualify today:
6 + months in operation
FundKite works with hundreds of industries nationwide — from construction and retail to restaurants and e-commerce.
Fast Short-Term Funding for Small Businesses
Need cash fast? Our short-term revenue-based funding helps cover payroll, marketing, and operating costs without long commitments or hidden fees. It’s the smart alternative to a traditional loan — with more control in your hands.
Speak to Funding Expert:
Smart Funding Built for Every Industry
Operation expands or open new locations
Upgrade equipment or inventory ahead of busy seasons
Because repayment scales with sales, your funding never becomes a burden — it’s a partnership that grows alongside your business.
Speak to Funding Expert:
Looking for a
Small Business Funding?
Our revenue-based funding is designed to feel familiar — like the Small Business loans you’ve researched — but work smarter for real-world cashflow
With approvals in hours and funding the same day, FundKite helps Small Business owners:
- Bridge short-term cashflow gaps
- Purchase inventory or equipment
- Hire new staff or expand locations
- Handle unexpected expenses
Speak to Funding Expert:
Qualify for a
Revenue-Based Funding Faster Than A Traditional Small Business Loan
Fast Short-Term Funding for Small Businesses
Need cash fast? Our short-term revenue-based funding helps cover payroll, marketing, and operating costs without long commitments or hidden fees. It’s the smart alternative to a traditional loan — with more control in your hands.
FundKite works with hundreds of industries nationwide — from construction and retail to restaurants and e-commerce.
Speak to Funding Expert:
Why Business Owners Choose FundKite
Offer same-day funding with zero runaround
Provide transparent communication from day one
Speak to Funding Expert:
Revenue-Based Funding That Puts You in Control
Unlike bank loans that lock you into fixed payments, FundKite ties your repayment to performance. That means during slow months, you keep more of your cashflow — and when you’re booming, you can pay down faster with no penalties.
This structure gives entrepreneurs the breathing room they need to reinvest in marketing, hire new talent, and seize opportunities the moment they appear.
No surprises. No penalties. No waiting weeks for decisions that should take hours.
Revenue-Based Funding vs. “Small Business Loans” Online
A quick search for Small Business loans online will bring up endless ads — most promising the world but requiring perfect credit. FundKite takes a different approach.
We focus on business performance, not just numbers on a report. This allows entrepreneurs with healthy sales but less-than-perfect credit to access capital without jumping through bank hoops.
If you’ve been denied elsewhere, FundKite may still approve you — fast.
Speak to Funding Expert:
Why Revenue-Based Funding Beats Traditional Small Business Loans
Speed
Flexibility
Decisions in as little as 4 hours
Accessibility
No Collateral
Transparency
With fast revenue-based funding, you stay focused on growth — not red tape.
Speak to Funding Expert:
Apply for Revenue-Based Funding Today
Approvals in as little as 4 hours
Funding within 24-48 hours
No impact on credit to apply
Funding up to $2 million
Frequently Asked Questions About Small Business Loans and Revenue-Based Funding
What is revenue-based funding and how is it different from a Small Business loan?
Will applying for funding affect my credit score?
Do I need to provide collateral or personal guarantees?
How does repayment work with revenue-based funding?
Is FundKite’s revenue-based funding available nationwide?
What makes revenue-based funding ideal for seasonal or fast-growing businesses?
How fast can I get approved and funded with FundKite?
Who qualifies for revenue-based business funding?
You may qualify if your business has:
- At least 6 months in operation
- $20,000 or more in monthly revenue
- A credit score of 550+
FundKite works with over 300 industries, including retail, construction, healthcare, eCommerce, and restaurants.
What can I use the funds for?
Business owners use FundKite’s financing to:
- Bridge short-term cashflow gaps
- Purchase equipment or inventory
- Expand locations or hire new staff
- Cover marketing or operating expenses
- Prepare for seasonal growth
Your funds can be used however your business needs — no restrictions.
What are the advantages of choosing FundKite over a traditional lender?
FundKite offers:
- Approvals in 4 hours or less
- Funding within 24-48 hours
- No collateral or hidden fees
- Flexible, revenue-based repayments
- Dedicated Funding Experts who create personalized offers
Unlike traditional banks, FundKite prioritizes speed, transparency, and flexibility — not red tape.
Can I pay off my funding early or apply for additional capital later?
How do I apply for FundKite revenue-based business funding?
The entire process is online and takes just minutes:
- Apply through FundKite’s secure portal.
- Get approved within hours.
- Receive funds in your account within 24-48 hours.
There’s no obligation and no credit impact to see your offer.