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Revenue-Based
Business Funding
That Grows With
Your Business

Running a business means dealing with constant changes — busy months, slow seasons, sudden opportunities, and unexpected expenses

Traditional bank loans often can’t keep up with that pace, leaving entrepreneurs searching for faster, more flexible options.

That’s where modern financing steps in, giving business owners the freedom to access capital exactly when they need it — without slowing down their momentum.
Speak to Funding Expert:

Get Pre-Qualified in Less Than 1 Minute!

If you are pre-approved, we will contact you within 2 minutes to finish your application.

As Featured In:

Business Loan Alternatives Based on Revenue

A business loan alternative based on revenue allows you to access capital using your company’s future receivables — not just your balance sheet. FundKite evaluates your real performance so you can qualify quickly and get funded even if traditional lenders say no.
It’s fast, fair, and built for modern businesses that value cashflow over credit scores.

Revenue-based lending also supports stronger net working capital management by keeping cash flowing through your operations. Instead of locking up funds in rigid loan payments, you retain flexibility to meet obligations, pay vendors, and reinvest strategically.

Revenue-Based Small Business Funding Solutions

Small businesses rely on cashflow, and FundKite’s revenue-based small business solutions are designed to support that. From covering expenses to funding new growth, you’ll always have access to capital that adjusts with your revenue. Because repayments scale with your earnings, these options are ideal for companies with variable income — such as seasonal retailers, service providers, or restaurants. With FundKite, you stay protected during slow months and empowered during busy ones. Have questions about eligibility or repayment? Visit our FAQs page.
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Why Businesses Choose Revenue-Based Funding

Traditional lenders make you wait weeks for an answer. FundKite offers revenue-based business solutions with approvals in as little as 4 hours and funding within 24–48 hours.

Our clients use this to:

Cover payroll or emergency expenses
Purchase inventory or new equipment
Launch marketing campaigns
Expand into new locations
Manage seasonal slowdowns

With FundKite, you get the freedom to reinvest in growth — fast. Many business owners first search for revenue based business loans when they need working capital, but then realize a flexible revenue-based alternative is often a better fit.

FundKite’s working capital solutions let you respond to opportunities in real time — from a restaurant restocking ahead of a busy weekend to a contractor securing equipment before the next big project begins. Want the full breakdown? Visit our How It Works page.

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How Revenue-Based Funding Works

Apply Online

Submit a quick application—it takes just minutes.

Get Approved Fast

Most businesses receive approval in as little as
4 hours. 

Submit Business Documents

Simple documentation process

Receive Funds

Access up to $2 million within 24-48 hours

Repay Flexibly
Your repayment adjusts with your revenue—pay more when you earn more, less when you earn less. 

This structure makes revenue-based funding ideal for small businesses that need flexibility and stability, especially those considering revenue based business loans but wanting payments that move with their cashflow.

FundKite’s system is designed around your working capital cycle, giving you access to liquidity when you need it most. Because payments are linked to performance, you’ll never be overextended during slower months. It’s a sustainable, data-driven approach to working capital financing that grows with your business, not against it.

At FundKite, we specialize in revenue-based business loan alternatives that deliver the advantages people look for in revenue based business loans, while using a true revenue-based financing structure that protects your cashflow and supports consistent growth.

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Who Qualifies for Revenue-Based Business Funding

FundKite partners with hundreds of industries across the U.S., from e-commerce and restaurants to healthcare and construction. You may qualify if you:
By focusing on your revenue performance instead of your credit file, we make working capital financing accessible to more business owners — including those who’ve been turned away while applying for conventional business loans.
Speak to Funding Expert:

Who Qualifies for
Revenue-Based
Business Funding

FundKite partners with hundreds of industries across the U.S., from e-commerce and restaurants to healthcare and construction.
You may qualify if you:
By focusing on your revenue performance instead of your credit file, we make working capital financing accessible to more business owners — including those who’ve been turned away while applying for conventional business loans.
Speak to Funding Expert:

How FundKite Stands Out

1

Unlike banks or merchant cash advance companies, FundKite offers real partnership. Every client gets a dedicated Funding Expert who tailors your revenue-based business funding to your cashflow needs.

2

We don’t believe in “one-size-fits-all” lending — we believe in fueling business momentum.

3

Our transparent approach and commitment to long-term relationships make us one of the most trusted working capital providers in the U.S. You’ll always know your costs upfront, and your repayment will adjust naturally as your business grows.

Benefits of FundKite Revenue-Based Funding

4-Hour Approvals
Get decisions fast and funding within a day.
Revenue-Tied Repayment

Payments adjust automatically with your sales.

No Collateral Required
Approval based on performance, not property.
Funding Up to $2 Million
Plenty of capital for expansion or stability.
Transparent Terms
No hidden fees, no middlemen.

FundKite’s business payroll funding is built for real business owners who can’t afford to miss a payday.
With predictable options and adjustable repayment, you can remove the stress from payroll and focus on what matters most: your team and your customers. 

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Apply for Revenue-Based Business Funding Today

Your business deserves funding that moves as fast as you do. FundKite offers 4-hour approvals, same-day funding, and payment flexibility designed for modern entrepreneurs.

Apply online now to get a personalized offer — with no credit impact and no obligation.
Approvals in as little as 4 hours 
Funding in 24-48 hours 
No impact on your credit score 

When opportunity strikes, you shouldn’t have to wait weeks for a bank to say yes. FundKite helps small businesses access working capital financing that keeps operations strong, cashflow healthy, and growth unstoppable.

Frequently Asked Questions About Revenue-Based Business Funding

Everything you need to know about payroll funding solutions
What is a revenue-based business loan alternative?

Revenue based finance is a great alternative to traditional business loans which provides funding that’s repaid through a percentage of your future sales. This gives small businesses flexible access to capital without fixed monthly payments or heavy credit requirements.

Businesses with at least 6 months of operation, $20,000 in monthly revenue, and a credit score of 550+ typically qualify. FundKite reviews performance metrics rather than just credit history.
No. FundKite’s revenue-based funding does not require collateral or personal guarantees. Approval is based entirely on your business revenue.
No. FundKite uses a soft credit inquiry, which does not impact your credit score.
We fund over 300 industries, including restaurants, retail, healthcare, eCommerce, and construction — any business with consistent revenue can qualify.
Yes. FundKite offers revenue-based business solutions to small and midsize businesses across all U.S. states.
How does revenue-based funding differ from a traditional business loan?
Traditional loans require fixed monthly payments and collateral. Revenue-based funding links repayment to your sales, ensuring payments decrease when sales slow and increase when business thrives.
Most approvals are completed in 4 hours or less, and funds are deposited within 24–48 hours — making FundKite one of the fastest working capital providers in the country.
Use your capital for payroll, marketing, inventory, equipment, expansion, or emergency expenses. It’s flexible working capital for small business needs.
Yes. By providing fast access to liquidity and flexible repayment, revenue-based funding helps improve your net working capital balance and overall financial health.

No. You can repay early without penalties. Many clients reapply for larger working capital funding as their business grows.

FundKite does not offer loans, it provides revenue based Financing, based on your business gross sales