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Fast Payroll Loan Alternatives to Keep Your Team Paid & Your Business Running

Our Revenue-Based model ensures repayment stays manageable, and approval is based on performance—not credit scores. That means you get the payroll loan you need, exactly when you need it, without delays or unnecessary hurdles. 

Cashflow challenges can hit even the most successful businesses, and nothing is more urgent than meeting payroll. Whether you’re experiencing delayed invoices, a seasonal dip, or unexpected expenses, FundKite provides fast payroll loan alternatives and funding that help keep your staff paid and your operations running smoothly. 

Payroll shouldn’t be a stress point.
With FundKite, it never has to be. 

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Cashflow challenges can hit even the most successful businesses, and nothing is more urgent than meeting payroll. Whether you’re experiencing delayed invoices, a seasonal dip, or unexpected expenses, FundKite provides fast payroll loan alternatives and funding that help keep your staff paid and your operations running smoothly. 

Payroll shouldn’t be a stress point.
With FundKite, it never has to be. 

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Payroll Deduction Funding Explained

Payroll deduction funding is repaid through small deductions tied to your company’s revenue flow. When business is strong, you pay a little more; when things slow down, your payments ease up. 

FundKite solutions aids your cashflow while keeping your employees paid and morale high.  This model creates breathing room for business owners who experience fluctuations in sales or seasonal revenue dips, ensuring payroll obligations are always met—even when income varies. 

Payroll Loans vs. Payroll Allotment Funding

For business owners with imperfect credit, our payroll advance funding program provides a faster solution to get funded compared to payroll allotment loans with no credit check. We base approvals on your current business performance, not your past.

That means faster approval and less stress — so you can stay focused on operations, not paperwork.

This option is especially useful for restaurants, trucking companies, retail shops, contractors, and professional service firms that may experience variable revenue or long client payment terms. 

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Payroll Loan vs. Payroll Funding Solutions that Keep Your Business Moving

While standard payroll loans can slow you down with credit checks and fixed payments, FundKite delivers a Revenue-Based payroll solution that moves at your speed. 

When payday’s around the corner and cashflow is tight, FundKite’s payroll solutions give you the breathing room to pay your team on time. With 4-hour approvals and same-day funding, we make sure your employees get paid and your business stays strong. 

Our business payroll solutions are based on your company’s revenue — not your credit score. That means fast and flexible repayment that adjusts with your sales. Your team depends on you. You can depend on FundKite. 

Payroll is often the largest recurring expense for a business, and one missed payday can trigger turnover, operational setbacks, or loss of trust. FundKite ensures your workforce remains supported even when revenue doesn’t arrive on schedule. 

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Payroll Loan vs. Payroll Funding Solutions that Keep Your Business Moving

While standard payroll loans can slow you down with credit checks and fixed payments, FundKite delivers a Revenue-Based payroll solution that moves at your speed. 

When payday’s around the corner and cashflow is tight, FundKite’s payroll solutions give you the breathing room to pay your team on time. With 4-hour approvals and same-day funding, we make sure your employees get paid and your business stays strong. 

Our business payroll solutions are based on your company’s revenue — not your credit score. That means fast and flexible repayment that adjusts with your sales. Your team depends on you. You can depend on FundKite. 

Payroll is often the largest recurring expense for a business, and one missed payday can trigger turnover, operational setbacks, or loss of trust. FundKite ensures your workforce remains supported even when revenue doesn’t arrive on schedule. 

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Why Choose Payroll Funding from FundKite 

4-Hours or less 
Approvals

Get a decision the
same day you apply. 

Funding in 24-48 Hours
Payroll emergencies can’t wait — neither do we. 
No Credit 
Check Needed

Approval is based on your revenue, not your score. 

Flexible Repayment
Payments scale with your business income. 
UP $ 2
Million
Plenty to cover payroll, bonuses, and expenses. 

Our payroll advance products are built for speed, transparency, and control — helping you avoid costly delays or late payroll penalties.
FundKite allows businesses to stabilize their workforce during challenging financial periods, maintain operations, and even prepare for growth by using payroll capital strategically. 

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How Our Payroll Funding Process Works vs. Payroll Loans

Apply Online
Submit a quick application—it takes just minutes.
Get Approved Fast
Most businesses receive approval in as little as 4 hours. 
Submit Business Documents
Simple documentation process
Receive Funds
Access up to $2 million within 24-48 hours
Repay Flexibly
Your repayment adjusts with your revenue—pay more when you earn more, less when you earn less. 

Whether it’s payroll, taxes, or urgent expenses, FundKite offers a safety net when timing matters.
Want details on the full process? Visit [How It Works] to learn more.Our streamlined system makes it easy for busy owners and operators to secure funds without interruptions, meetings, or piles of paperwork.

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When to Use Payroll Advance Funding

Instead of delaying paychecks or worrying about overdrafts, FundKite steps in with the capital you need — fast.

Payroll advance solutions restore stability during uncertain times, helping owners avoid morale issues, employee turnover, or legal complications caused by late payroll.

Payroll advance funding can be the difference between disruption and smooth sailing when: 
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Who Qualifies for Payroll Funding

You’re likely eligible if you meet these simple guidelines: 

At least 6 months
$20K+ in monthly revenue
Credit score of 550 or higher

Our team specializes in quick, personalized approvals for small and midsize businesses nationwide. 

FundKite funds more than 300 industries, from home services and food operations to logistics, e-commerce, medical practices, and more. 

When to Use Payroll Advance Funding

Instead of delaying paychecks or worrying about overdrafts, FundKite steps in with the capital you need — fast.

Payroll advance solutions restore stability during uncertain times, helping owners avoid morale issues, employee turnover, or legal complications caused by late payroll.

Payroll advance funding can be the difference between disruption and smooth sailing when: 
Speak to Funding Expert:

Who Qualifies for
Payroll Funding

Our team specializes in quick, personalized approvals for small and midsize businesses nationwide.
Speak to Funding Expert:

You’re likely eligible if you meet these simple guidelines: 

At least 6 months in business
$20K+ in monthly revenue
Credit score of 550 or higher

 

FundKite funds more than 300 industries, from home services and food operations to logistics, e-commerce, medical practices, and more. 

Benefits of a FundKite Payroll Solution 

Same-day payroll coverage
Approvals within hours
Flexible, Revenue-Based repayment
No personal collateral required
Dedicated Experts

FundKite’s business payroll funding is built for real business owners who can’t afford to miss a payday.
With predictable options and adjustable repayment, you can remove the stress from payroll and focus on what matters most: your team and your customers. 

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Apply for Payroll Funding Today

Keep your business running smoothly and your employees paid on time. FundKite makes it simple to apply, get approved, and receive funds — all in one day.
Approvals in as little as 4 hours 
Funding in 24-48 hours 
No impact on your credit score 

With FundKite on your side, payroll emergencies never become business emergencies. 

Frequently Asked Questions

Everything you need to know about payroll funding solutions
What is payroll loan v.s payroll funding?
Payroll funding is a short-term loan alternative that allows businesses to cover employee wages when cashflow is tight. This ensures your team is paid on time, even if invoices or sales lag temporarily.

FundKite offers 4-hour approvals and same-day funding, making it one of the fastest payroll financing options available.

FundKite offers 4-hour approvals and same-day funding, making it one of the fastest payroll financing options available.

No. Applying for FundKite funding does not impact your credit because we use a soft credit pull.
Payroll funding amounts range from $10,000 up to $2 million depending on your revenue and business performance.
How fast can I receive payroll funding?
FundKite offers 4-hour approvals and same-day funding, making it one of the fastest payroll financing options available.

They are commonly used to:

  • Cover employee paychecks
  • Bridge delayed invoices
  • Manage seasonal cashflow dips
  • Onboard new staff
  • Handle emergency business expenses
No. FundKite’s payroll solutions are revenue-based and structured to protect your cashflow, unlike traditional MCAs that often use fixed daily withdrawals.

We work with more than 300 industries including:

  • Retail
  • Restaurants
  • Construction
  • Healthcare
  • Transportation
  • Hospitality
  • Ecommerce
  • Professional services

FundKite does not offer loans, it provides revenue based Financing, based on your business gross sales