Frequently Asked questions

  • Is this going to be a hard process?

    Easy is our middle name. Seriously, we’ve paid careful attention to make the process as simple as possible to find the right funding options for your needs.

  • How do I apply?

    The process from application to funding couldn’t be easier. Just complete our 1 page application and provide the last 4 months of business bank statements (must have an active business bank account*)
    (*If business is a sole prop in the individual business owners name, the acct must state the dba business name or be a business not a personal account)

    Once received, you will be assigned a funding specialist that will work one on one with you to provide you with options to choose. All applications are reviewed by your funding specialist within 60 minutes of receipt prior to submission into underwriting.

  • How long does it take?

    It’s fast! We will provide you with funding options within 24 hours of receipt of a complete submission package. Funds can be transferred to your account in as little as 72 hours, sometimes less.

  • How soon will I have access to funds?

    Once you’ve chosen the right funding option, you can have access to funds within 72 hours, sometimes even sooner!

  • Why Fundkite and not my bank?

    SBA findings show that only 1 out of 10 businesses are getting loans from their bank. That’s why we’re here, to help you find a better way. Plus, we’re easier and faster!

  • Is personal credit a factor?

    Yes, personal credit and business credit are both factors, but not the only ones. The overall health of a business is what’s most important. We still have many options to suit those whose credit isn’t perfect.

  • Is my information secure?

    We use the exact same encryption that banks and high-level security firms do. Your security is our business.

  • Are you a direct funder?

    Yes! We are a Direct Funding source.

  • What are the credit requirements?

    We don’t focus on one specific set of requirements. We look at all of your options. Credit plays a part but only a small one. We look at the whole picture to find the right funding for your business so that you don’t have to worry about it.

  • Do You Fund Outside America?

    We’re here for America’s small businesses. When we’ve helped every American small business owner we might consider helping overseas businesses.

  • What does the funding process look like?

    Step one: Fill out an application online.

    Step two: Get a call from a FundKite funding specialist.

    Step three: Send us the required documents.

    Step four: Finalize and review the funding offer.

    Step Five: Get funded!

  • What if I don't qualify for funding?

    You’ll never know until you fill in your profile. If you are one of the few we can’t help then we’ll tell you straight away and let you know how you can improve.

  • What can I use the funds for?

    Your business. We’re here to give you the funds you need to make your business successful. There are different types of funding for different reasons and we’re sure we’ve got them all covered.

  • Who can I contact with any questions?

    Call us! Our funding specialists are waiting to help you. Have a question about filling out your application? Call us. Want to know something about a bank? Call us. Wondering what’s right for you? Call us. We are here for you!